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Wiki Article · Cinematic

Copyright (c) A|iens. All rights reserved.

============================================================================ Name: Chargeback (Wiki…

Overview
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Copyright (c) A|iens. All rights reserved. — Quick Facts

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Property: Detail

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Also Known As: Payment dispute, Transaction…

Category: Payment Processing, Financial…

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Related To: Refund, Payment Gateway, Fraud…

Topic 1
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Infobox

📚 | Property | Detail | |---|---| | Also Known As | Payment dispute, Transaction reversal,…
Topic 2

Kya Hai Chargeback?

💡 Core Concept Chargeback ek forced reversal hai — merchant ki marzi ke bina bank…
Topic 3
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History aur Background

🎯 | Year | Event | |---|---| | 1950 | Diners Club — pehla charge card; disputes manually…
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Chargeback Lifecycle

`mermaid sequenceDiagram participant CH as 🧑 Cardholder participant IB as 🏦 Issuing…
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Chargeback Reason Codes

🔑 Major Reason Code Categories | Category | Description | Common Causes | |---|---|---| |…
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Chargeback vs Related Concepts

| Concept | Initiator | Merchant Control | Fee | Use Case | |---|---|---|---|---| |…
Topic 7
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Friendly Fraud

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$48 billion+ estimated annual…

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60-80% of all chargebacks are…

Merchants lose the product +…

Topic 8
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Chargeback in E-commerce aur SaaS

🚀 E-commerce Challenges | Challenge | Description | |---|---| | Card-not-present (CNP) |…
Topic 9
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Chargeback Prevention

📚 Prevention Layers | Layer | Strategy | Tools/Methods | |---|---|---| | Pre-Transaction |…
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Chargeback Representment (Fighting Back)

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Clear evidence hai ke transaction…

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Delivery proof available hai…

Customer ne chargeback galat…

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Friendly fraud suspected hai

Topic 11
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Chargeback Metrics

🎯 | Metric | Formula | Healthy Benchmark | |---|---|---| | Chargeback Ratio | Chargebacks ÷…
Topic 12

Card Network Thresholds

| Network | Program | Threshold | Consequence | |---|---|---|---| | Visa | VDMP (Dispute…
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Best Practices

🔑 1. Clear Billing Descriptors Use Karo Customers ke credit card statement pe aapka brand…
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Common Mistakes

❌ Mistake 1: Chargebacks Ko Ignore Karna "Chhota amount hai, jaane do" — ye mindset se…
Topic 15

Interview Questions & Answers

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Visa VDMP: ≥ 0.65% ratio AND ≥ 75…

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Visa VFMP: ≥ 0.65% fraud ratio AND…

Mastercard ECP: ≥ 1.0% ratio AND ≥…

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Mastercard ECM: ≥ 1.5% ratio AND ≥…

Topic 16
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Glossary

🚀 | Term | Meaning | |---|---| | Chargeback | Bank-initiated forced reversal of a card…
Comparison

Chargeback vs Related Concepts

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Chargeback: Cardholder (via bank)

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Refund: Merchant (voluntarily)

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Void: Merchant (before settlement)

Diagram
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Visual Flow

📊 Diagram visualization — details in narration
Related Topics

See Also

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Payment Gateway

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Credit Card

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Fraud Detection

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PCI DSS

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E-commerce

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SaaS

Quick Quiz
🧠 QUIZ TIME

Quiz — Question 1

Copyright (c) A|iens. All rights reserved. ka sabse sahi definition kya hai?

Quick Quiz
🧠 QUIZ TIME

Quiz — Question 2

Copyright (c) A|iens. All rights reserved. ka 'Also Known As' kya hai?

Complete! 🎉
COMPLETE

Copyright (c) A|iens. All rights reserved. Complete!

Aliens Wiki · HIEN · Cinematic Knowledge

Copyright (c) A|iens. All rights reserved. Complete

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Payment Gateway

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